FINANCE
WITH ZAK

Finance for
property investors,
self-employed Australians
and business owners.

From straightforward home loans to complex commercial and property finance.

Low doc
options
Access to
45+ lenders
Personal
service
Perth local

See what options
I have for you.

Get a quick, no obligation assessment tailored to your situation.

Your details are confidential.
No obligation.

Finance solutions for your goals.

Home Loans

Buy, refinance
or build.

Investment Finance

Grow your
property portfolio.

Construction Finance

From land to
completed build.

Commercial Finance

Business loans
and development.

Asset Finance

Vehicles, equipment
and machinery.

Real client outcomes.

Every client’s circumstances are different. Past outcomes aren’t a guarantee of future approval.

SELF-EMPLOYED CLIENT

$900,000
finance approved

Alternative documentation used rather than traditional full financial statements.

ASSET FINANCE

Enquiry at 10am.
Settled by 1pm.

Equipment finance organised for a business client.

CONSTRUCTION FINANCE

Previously declined.

Finance restructured and approved.

INVESTOR CLIENT

Building a portfolio.

Helped finance their property portfolio over multiple transactions.

Finance doesn’t need to be complicated.

1

Tell me what you’re trying to achieve

Complete the quick form or book a call.

2

I review your situation

Income, assets, debts, structure and objectives.

3

We compare suitable options

Across the lender panel.

4

I manage the application

From submission through to settlement.

5

You have someone you can call

Before, during and after settlement.

Finance is personal. So is the service.

“Thanks to Zak’s support, I’m now a full-time property developer, constructing multiple investment properties. His knowledge of lending policies has made a real difference in helping me move forward. He knows his stuff and is an absolute legend!”

Alex M.

“I wanted to buy a $100,000 machine for my business and asked Zak to compare the supplier’s finance quote. Zak and his team came back with a quote that same day. Once I gave them the go-ahead, the finance was settled within three hours. Fast, straightforward and a great experience.”

Chris T.

“We needed $1.5 million to complete our partially built commercial property, but our existing lender told us it wasn’t possible. Zak secured the funding at a great interest rate, allowing us to finish the development. We’re so grateful he helped us move forward when we thought we’d run out of options.”

Sam R.

Names are pseudonyms.

YOUR QUESTIONS, ANSWERED

A little clarity.
Before we get started.

Common questions about finding finance that fits your situation.

Tell me your situation
Can I get finance if I’m self-employed?

You may be able to. Your business income, commitments and loan purpose all matter. I’ll review your circumstances and explain which options may suit you.

Do I need two years of financials?

Not always. Some lenders accept alternative income evidence, such as BAS, business bank statements or an accountant’s letter. Requirements vary, and you still need to demonstrate that you can afford the loan.

Can I get finance if I have an ATO debt?

An ATO debt doesn’t automatically rule out every option. Some specialist lenders may consider it. Tell me about the amount owing and any payment arrangement so I can assess the options available to you.

Can you review my existing loan?

Yes. I can review your current loan and compare suitable options. We’ll consider the repayments, fees, features and remaining term—not just the advertised interest rate. Any potential savings need to be weighed against the cost of switching.

Can you help with business equipment or property development?

Yes. I help with equipment and vehicle finance, commercial property and development funding. Tell me what you’re buying or building, your budget and your timeframe so we can discuss the next step.

How long does approval take?

Timing depends on the lender, the type of finance and the documents required. Some asset finance applications can move quickly, while property and development finance can take longer. I’ll explain the likely timeframe after reviewing your situation. Approval and settlement times aren’t guaranteed.

What happens after I complete the survey?

Your answers help me understand what you’re looking to achieve. I can then discuss your situation, explain the documents needed and talk you through possible next steps. Completing the survey is an enquiry, not a loan application or approval.

General information only. Options depend on your circumstances and lender criteria.

You’ve got the goal.
Let’s work out the finance.

Whether you’re buying your next property, refinancing, growing your business or your situation is a little more complicated, let’s look at your options.

Zak Janceski
Finance Broker · Perth, WA

Finance is subject to lender approval, eligibility and lending criteria. Terms, conditions, fees and charges may apply.

© Finance with Zak.